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$358,800
Available - For Sale
Listing ID: X12283934
Welcome to 1723 Lucy Street, a character-rich century home located in the heart of Richards Landing, where small-town warmth meets scenic island living. This spacious 4-bedroom, 1.5-bath family home offers nearly 2,000 square feet of living space and sits on a generous 96 x 198 lot directly across from the community park and outdoor rink, and just two blocks from the local elementary school. Whether you're looking to escape the city or invest in a slower pace of life, this home offers both charm and potential in equal measure. Inside, you'll find a large custom eat-in kitchen complete with a walk-in pantry, hardwood floors, and a warm flow through the open-concept dining and oversized living room, which features a cozy wood stove. Updates over the years include a new propane furnace (2022), modern windows and doors, upgraded 220-amp electrical service, and spray foam insulation on the stone foundation. The main floor also includes a powder room and laundry, while upstairs you'll find four bedrooms, including a spacious primary suite with walk-in closet and an attached flex space perfect for a nursery or home office. This home has had some of the heavy lifting done, but there's still room for your finishing touches, perfect for those looking to personalize a space with good bones. Siding installation remains incomplete, allowing you to finish the exterior to your taste. Located just a short walk to Richards Landings downtown, you're close to the LCBO, grocery store, hospital, post office, public beach, marina, and boat launch. Sault Ste. Marie is just a 40-minute drive away, offering city access without compromising tranquility. High-speed internet wiring throughout supports work-from-home or streaming needs. Whether you're envisioning a peaceful retreat or a full-time family home, this well-located property is full of promise.
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Asking Price: $ Heating: $ /Year  
Interest Rate: % Condo Fee: $ /Year
Taxes:   $ /Year Other Debt: $ /Year  
Amortization:     Years GDS: %
    TDS: %
Percent Down:
Down Payment $38,975 $77,950 $116,925 $155,900
First Mortgage $740,525 $701,550 $662,575 $623,600
CMHC/GE $20,364.44 $14,031 $11,595.06 $0
Total Financing $760,889.44 $715,581 $674,170.06 $623,600
Monthly P&I $3,258.83 $3,064.78 $2,887.42 $2,670.83
Expenses $0 $0 $0 $0
Total Payment $3,258.83 $3,064.78 $2,887.42 $2,670.83
Income Required $122,206.14 $114,929.17 $108,278.18 $100,156.14

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
FAIR AGENT REALTY

1723 Lucy Stre , St. Joseph, P0R 1J0, Algoma

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MD Ashraful Bari
Broker
Dir:
647.406.6653
Bus:
905.201.9977
Fax:
905.201.9229

 
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At a Glance:
Type: Freehold - Detached
Area: Algoma
Municipality: St. Joseph
Neighbourhood: Dufferin Grove
Style: 2-Storey
Lot Size: x 198.00(Feet)
Approximate Age:
Tax: $936.56
Maintenance Fee: $0
Beds: 4
Baths: 2
Garage: 0
Fireplace: Y
Air Conditioning:
Pool: None
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Personal Pic MD Ashraful Bari Broker HomeLife/Future Realty Inc, Brokerage Independently owned and operated. pic Cell: 647.406.6653 | Office: 905.201.9977
MD Ashraful Bari
BROKER

Cell: 647.406.6653
Office: 905.201.9977
Fax: 905.201.9229


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HomeLife/Future Realty Inc., Brokerage
Independently owned and operated.
205-7 Eastvale Drive
Markham, ON L3S 4N8

 

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