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$479,000
Available - For Sale
Listing ID: X12189153
Welcome to 12 Chester Street, a rare and inspiring property in the heart of St. Thomas. Originally built in 1890 as a church, this unique structure blends historic charm with the flexibility and space todays buyers and investors are seeking. Spanning approximately 2,192 square feet on the main and 1700 on the lower levels, the building offers nearly 3900 square feet of total living space. The main floor features a large great room with soaring ceilings and abundant natural light, a welcoming foyer, two 2-piece bathrooms, and a spacious office ideal for remote work or creative use. The lower level is fully equipped for residential living, with a full eat-in kitchen, dining area, living space, primary bathroom, laundry room, and bedroom quarters. Its a comfortable layout that suits a variety of living or rental scenarios. Zoned R3, this property presents exciting potential for conversion into a triplex. There is also a possibility for the construction of a large garage with an additional dwelling unit above offering further options for added living space or rental income, and parking for 10 cars. Set on just over half an acre and located close to local amenities, parks, and schools, this property combines historic character with modern opportunity. Whether you're looking to invest, redevelop, or settle into a truly one-of-a-kind space, 12 Chester Street offers a canvas full of possibility. Explore the potential! This is a property that invites your imagination. Roof replaced 2023
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Asking Price: $ Heating: $ /Year  
Interest Rate: % Condo Fee: $ /Year
Taxes:   $ /Year Other Debt: $ /Year  
Amortization:     Years GDS: %
    TDS: %
Percent Down:
Down Payment $47,450 $94,900 $142,350 $189,800
First Mortgage $901,550 $854,100 $806,650 $759,200
CMHC/GE $24,792.63 $17,082 $14,116.38 $0
Total Financing $926,342.63 $871,182 $820,766.38 $759,200
Monthly P&I $3,967.45 $3,731.2 $3,515.28 $3,251.59
Expenses $0 $0 $0 $0
Total Payment $3,967.45 $3,731.2 $3,515.28 $3,251.59
Income Required $148,779.51 $139,920.19 $131,822.95 $121,934.8

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Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
RE/MAX CENTRE CITY REALTY INC.

12 CHESTER Stre , St. Thomas, N5R 1T8, Elgin

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MD Ashraful Bari
Broker
Dir:
647.406.6653
Bus:
905.201.9977
Fax:
905.201.9229

 
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At a Glance:
Type: Freehold - Detached
Area: Elgin
Municipality: St. Thomas
Neighbourhood: St. Thomas
Style: Bungalow
Lot Size: x 481.76(Feet)
Approximate Age: 100+
Tax: $1,680
Maintenance Fee: $0
Beds: 1
Baths: 3
Garage: 0
Fireplace: N
Air Conditioning:
Pool: None
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Personal Pic MD Ashraful Bari Broker HomeLife/Future Realty Inc, Brokerage Independently owned and operated. pic Cell: 647.406.6653 | Office: 905.201.9977
MD Ashraful Bari
BROKER

Cell: 647.406.6653
Office: 905.201.9977
Fax: 905.201.9229

  Email Us

HomeLife/Future Realty Inc., Brokerage
Independently owned and operated.
205-7 Eastvale Drive
Markham, ON L3S 4N8

 

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